Fees & Charges applying to new residents to Permanent Care from 1 November 2025

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New residents from 1 November 2025

Fees & charges applying to new residents

Accommodation Payment

A Personal Expense and Means Tested

  • Lump sum (RAD or RAC)
  • Daily Fee (DAP or DAC) funded from cashflow or deducted from RAD or RAC. DAP is indexed 1 March and 1 September.
  • Combination of a part Lump sum and a Daily fee for the balance
  • Low Means Residents are supported by government funding
  • A retention fee of 2% p.a. is deducted from the RAD/RAC actually paid as a Lump sum for up to 5 years from the first date of RAD/RAC being paid

Essential Living Expenses

  • Basic Daily Care Fee (Flat fee paid by all residents and indexed 1 March and 1 September)
  • plus a Hotelling Contribution (HC) and this is a Means Tested amount and indexed 1 March and 1 September

Care Contributions

  • Non-Clinical Care Contribution (NCCC) which is also subject to a Means Test or….
  • Means Tested Care Fee (MTF) for existing residents or those entering under ‘grandfathered’ conditions. A person holding a Home Care Package before 12/9/2024 will be classed as “grandfathered” and will be able to choose to enter care under the ‘old’ MTF rules or the post 1/11/2025 NCCC provisions.

Higher Everyday Living Fee

  • This fee (HELF) covers packaged or selected additional lifestyle benefits
  • Fees are set by each provider and agreed for each resident, fees may be adjusted in line with CPI. Existing residents on Extras/Options plans must be transferred to HELF by 31/10/2026.

Key Values as at 20/9/2026

Basic Daily Care Fee

$68.93 per day

$25,159.45 per annum

Hotelling Contribution

$22.15 daily cap

$8,084.75 Annual cap

Non-clinical Care Contribution*

$105.45 daily cap

$39,949.25 Annual cap

* NCCC is payable for the first 4 years in permanent residential care or until $140,652.80 indexed (including Support at Home contributions) has been paid, whichever comes first.

Capped Home Asset Value (if there is no Protected Person living in the home)

$219,858.40

Maximum Permissible Interest Rate for current period entrants DAP/DAC

MPIR 8.51%

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Aged Care Fees